BEEF

Beef (“the Platform,” “we,” “us,” “our”) is an opinion-staking platform that allows users to post public claims, set a monetary stake, and invite others to argue the opposite position. The Platform facilitates debate and determines outcomes via AI-assisted judgment.

Beef is not a gambling site, a financial product, a prediction market, or a betting exchange. Stakes represent a user's conviction in a stated opinion. Any resemblance to wagering is incidental. You are solely responsible for understanding the legal status of this activity in your jurisdiction.

• You must be at least 18 years old to create an account or participate in staked debates.
• You must be a human being. Automated accounts, bots, and AI agents are prohibited from participating in debates or holding balances.
• You must be legally permitted to participate in opinion-staking activities in your jurisdiction. It is your responsibility to determine whether using Beef is lawful where you live.
• You may not use Beef if you have previously been banned or removed from the Platform.

You may register as a named Fighter (public handle) or as a Ghost (anonymous codename). Either way, your account is tied to a verified email address. You are responsible for maintaining the confidentiality of your password and for all activity under your account.

You agree to provide accurate information during registration. Impersonating another person, public figure, or entity is prohibited and may result in immediate termination.

Ghost accounts are anonymous to other users but not to Beef. We retain the ability to identify account holders for legal compliance, fraud prevention, and safety purposes.

You retain ownership of the claims and messages you post. By posting content on Beef, you grant us a worldwide, royalty-free, non-exclusive license to display, distribute, and moderate that content in connection with operating the Platform.

You are solely responsible for your content. Beef does not endorse, verify, or fact-check any claims posted by users. A claim being posted on this Platform does not make it true.

You agree not to post content that:

• Is unlawful, defamatory, or constitutes harassment or threats toward a specific individual
• Incites violence or promotes hate based on race, ethnicity, gender, religion, sexuality, or disability
• Contains the private personal information of others without their consent (doxxing)
• Infringes the intellectual property rights of any third party
• Constitutes spam, coordinated manipulation, or artificial amplification
• Sexually exploits or depicts minors in any form

We reserve the right — but not the obligation — to remove any content that violates these terms or that we deem harmful to the Platform or its users, at our sole discretion.

Monetary stakes are held in your Beef Bank balance. When you post a claim, your stated ante is locked until the beef is resolved or cancelled. When a challenger accepts, both antes are held in escrow by the Platform until judgment.

The winner of a completed beef receives the total pot minus a 1.5% platform fee. In the event of a no-contest, system error, or admin cancellation, antes are refunded in full to both parties.

Deposits are processed via Stripe. Withdrawals are subject to identity verification and may take 2–5 business days. We reserve the right to withhold payouts pending fraud review. Balances do not earn interest and are not FDIC insured.

All monetary transactions are final. We do not offer refunds on platform fees or reverse completed payouts except in cases of verified technical error on our part.

Completed beefs are judged by one or more large language models (“AI Judges”). The AI Judge reviews the full message thread and delivers a verdict based on the quality, coherence, and persuasiveness of each participant's arguments.

AI judgment is final and binding. Beef does not guarantee the accuracy, fairness, or consistency of AI judgments. By participating in a staked debate, you accept the AI verdict as the conclusive outcome regardless of your personal assessment of the result.

We do not accept appeals based on disagreement with the AI's reasoning. In the event of a clear technical failure (e.g., the model returned an error or an invalid response), we reserve the right to re-run judgment or issue refunds at our discretion.

• Colluding with your opponent to split the pot or throw a debate
• Using AI tools to generate your debate messages (fights must be conducted by humans)
• Creating multiple accounts to circumvent bans or manipulate the platform
• Attempting to reverse-engineer, scrape, or exploit the Platform's infrastructure
• Using Beef to launder money, commit fraud, or facilitate any illegal financial activity
• Posting claims designed solely to harass, defame, or target a specific private individual

Violations may result in account suspension, balance forfeiture, and referral to law enforcement.

Viewing beefs on Beef does not require an account and is governed by these terms to the extent applicable. Spectators who create accounts in order to comment or side-bet are subject to all provisions of this agreement.

Your email address, payment information, and account activity are collected and stored to operate the Platform. We do not sell your personal data to third parties. Ghost accounts display a randomized codename publicly; your email and identity are not disclosed to other users.

We may disclose account information to law enforcement or regulatory authorities when required by law or in response to valid legal process.

The Beef name, logo, design, and platform software are the property of Beef and its operators. You may not copy, reproduce, or create derivative works from any portion of the Platform without our written permission.

THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. YOUR USE OF THE PLATFORM IS AT YOUR OWN RISK.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BEEF AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF FUNDS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF OR INABILITY TO USE THE PLATFORM.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU DEPOSITED IN THE THIRTY (30) DAYS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

You agree to indemnify and hold harmless Beef, its operators, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Platform, your content, or your violation of these terms.

Any dispute arising from your use of Beef will be resolved through binding individual arbitration, not in court. You waive any right to participate in a class action lawsuit or class-wide arbitration against Beef.

Arbitration will be conducted under the rules of the American Arbitration Association (AAA) and governed by the laws of the State of Delaware, without regard to conflict of law provisions. You may opt out of this clause within 30 days of creating your account by emailing legal@startbeef.com with the subject line “Arbitration Opt-Out.”

We may suspend or terminate your account at any time, with or without notice, for violations of these terms or for any reason we deem necessary to protect the Platform or its users. Upon termination, your balance will be made available for withdrawal for 90 days, after which unclaimed funds may be forfeited.

We may update these terms at any time. We will notify registered users of material changes via email. Continued use of the Platform after changes take effect constitutes acceptance of the updated terms.

Questions about these terms can be directed to: legal@startbeef.com